Ng’ekitundu ku nteekateeka z’okukakasa nti eby’enfuna by’eggwanga bibbulukuka okuva mu nnawookeera wa  ssennyiga omukambwe, omukulembeze w’eggwanga yatadde akawumbi 1.045 UGX mu bbanka y’eby’enkulaakulana (UDB) n’ekigendererwa eky’okuwola abantu abalina obwetaavu amabanja ku magoba amatonotono. Muno muzingiramu ab’eby’amakolero, eby’obulimi, n’abasuubuzi ssekinnoomu kibasobozese okukola ebyetaago by’obulamu  wamu n’ebyamaguzi ebisobola okudda mu kifo ky’ebyo ebyali bireetebwa okuva ebweru w’eggwanga nga kwotadde n’okutumbula ebyo ebitundibwa ebweru w’eggwanga.

Uganda Development Bank kitongole kya gavumenti ekyaweebwa obuvunaanyizibwa bw’okuteeka ssente mu by’obusuubuzi ebigwa mu matabi g’eby’enkulaakulana ag’enkizo. Bino bye weetaaga okumanya ku nteekateeka eno.

Bintu bya kika ki era buweereza nnabaki UDB bw’egenda okuwa abantu?

UDB egaba obuweereza obw’eby’ensimbi wamu n’obwo obutali bwa nsimbi; muno mulimu okuwola amabanja agaliko emisingo egy’ebintu ebikalu, okugula emigabo mu bitongole eby’enjawulo,  okubiteekamu ssente wamu n’okuwola ebibiina by’abalimi. Ate ku luuyi olulala, obuweereza obutali bwa bya nsimbi UDB bw’egaba mulimu okuwa abantu amagezi mu by’obusuubuzi wamu n’okubayambako mu kuteekateeka zi pulojekiti.

Makolero ga nnabaki agagenda okusooka okuweebwa omukisa gw’okuteekebwamu ssente za UDB?

  • Amakolero ag’eby’okulya n’eby’okunywa, ag’engoye, amaliba, agakuba ebintu ku mpapula, abakola ebikozesebwa mu kupakira wamu n’okusabika ebyamaguzi, embaawo, ebibajje, ebizimbisibwa, eddagala ery’abantu n’ery’ebisolo wamu n’eby’amasannyalaze.
  • Ebikozesebwa mu malwaliro nga muno muzingiramu ebyuma wamu n’eby’okwekuumisa ebirala.
  • Abakola ebyetaago wamu n’obuweereza obw’omugaso mu bulamu nga muno mulimu n’eby’obulimi.

Amakolero amalala gajja kuweebwa omukisa okusinziira ku kkolero ssekinnoomu nga bwe linaaba lifaanana.

Pulojekiti za nnabaki ezigwanidde okuteekwamu ssente za UDB?

UDB yeesigamizza enkola wamu n’emirimu gyayo ku nteekateeka ya gavumenti ku by’enkulaakulana era ng’essira balitadde ku matabi g’eby’enkulaakulana ag’enkizo omuli eby’obulimi n’obulunzi, okwongera omutindo ku birime wamu ne ku makolero agakola ebyetaago n’obuweereza obw’omugaso mu bulamu nga kw’otadde n’okutumbula ebitundibwa ebweru w’eggwanga.

Ssente zijja kuweebwa abo abeetaaga okufuna ebiteekebwa mu malimiro, okufuna ebyuma ebikozesebwa, ennima ey’omulembe, ebika by’ensolo wamu n’ebirime ebirungi, amakungula wamu n’engeri ennungi ey’okukwatamu ebiba bikunguddwa.

Ssente ez’okuteekebwa mu kwongera omutindo ku birime zigenda kukozesebwa mu kugula ebyuma, okuzimba amaterekero amanene wamu ne ssente ezikozesebwa ku kuddukanya emirimu gya bulijjo.

 

Mateeka ki agalina okugobererwa?

Gano ge mateeka agagenda okugobererwa abanaaweebwa ssente za UDB

  • Ebbanja ettono ennyo lijja kuba lya bukadde 100 UGX ate eddene ennyo lijja kusinziira ku kkomo lya bbanka ssekinnoomu.
  • Okusasula amagoba ga bitundu 12% buli mwaka era amabanja gajja kubeera mu ssente za Uganda.
  • Ebbanja lisobola okumala ekiseera kya myaka egiwerera ddala 15 be ddu.
  • Osobola okuweebwa akalembereza okutuuka ku myaka esatu (3)

Mitendera ki omuntu gy’alina okutuukiriza okusobola okuweebwa ssente?

Okusobola okuweebwa omukisa, bizinesi erina okuba ng’egwa mu limu ku matabi agaanokoddwayo waggulu, nga yawandiisibwa mu Uganda ate nga ya banna Uganda. Pulojekiti endala ziyinza okuweebwa omukisa ssinga ziba zirina enkizo mu kukulaakulanya eby’enfuna by’eggwanga wadde nga tezigwa mu kkowe eryo waggulu.

Ekirala, omusingo oba okuwaayo omugabo kuyinza okwetaagisa okusinziira ku pulojekiti ez’enjawulo wamu n’obuzibu bwe ziyinza okusisinkana. Bizinesi zisobola okuba nga zitandika butandisi naye nga zirina obusobozi bw’okuteekawo enjawulo mu by’enkulaakula oba ezo ezibaddewo naye nga zandyagadde okugaziwa.

Bannannyini bizinesi bateekeddwa okulaga nti pulojekiti gye basabirako ssente esobola okuyimirirawo era bateekeddwa n’okulaga emirimu gyabwe engeri  gye giyambamu oba okukosa embeera z’abantu wamu n’eby’enfuna byabye. Wasobola okuteekebwawo obukwakkulizo obulala bwonna nga bwe kiyinza okwetaagisa.

Amateeka gonna n’ebiwandiiko ebyetaagisa bisangibwa ku mukutu guno: https://docs.google.com/forms/d/e/1FAIpQLScver8O_hfPNGrSCKGpFGzbv6np8WFUgfBEY7_apqUvzp3VuQ/viewform.

Osobola okuteekayo okusaba kwo ng’oyita ku mutimbagano oba okufuna empapula okuva ku Ofiisi yaabwe enkulu ku Rwenzori Towers oba ku ttabi lya Post Bank lyonna erikuliraanye. Okusobola okukakasa obusobozi bwo, oyinza okusabibwa ebiwandiiko ebirala wamu n’okubuuzibwa ebibuuzo ebyenjawulo.

Endagiriro;

Uganda Development Bank (UDB)

Plot 6 Nakasero Road, 1st Floor, Wing B, Rwenzori Towers

P.O BOX 7210, Kampala, Uganda

Essimu: 0414355509/0414355550

Website: www.udbl.co.ug

Email: clientrelations@udbl.co.ug.

As part of the strategy to ensure that the economy recovers from the COVID-19 pandemic, the President of Uganda allocated UGX 1.045 Billion to Uganda Development Bank (UDB) to offer low-interest financing to manufacturing, agribusiness, and other private sector firms to support the production of essential goods and goods for import substitution and export promotion. Uganda Development Bank is a government-owned institution with a mandate to finance enterprises in key growth sectors of the economy. Here is what you need to know about the financing program.

What products and services will UDB offer?

UDB offers financial and non-financial products and services, including asset financing, equity investment, short- and long-term financing, and farmer group lending models. Non-financial services include business advisory services and project preparation.

What are the key priority industries that will be considered for financing by UDB?

  • Food & beverages, textile clothing, hides and skins, paper printing, packaging and publishing & wrapping materials, timber, wood works& furniture manufacturing, construction material, pharmaceutical, human/animal drugs, and electrical
  • Medical equipment and products including machinery, ventilators, personal protective equipment/PPE
  • Production of essential goods and services including agricultural production

Other industries will be considered on a case by case basis.

What kinds of projects are eligible for financing by UDB?

UDB has aligned its operations with the National Development Plan, with specific interventions in key major sectors including agriculture, agro-Industrialization/agro-processing, and manufacturing aimed at the production of essential goods and services for export promotion. Funding will go towards acquisition of farm inputs, acquisition of farm mechanized equipment, improving farming methods, breeds, crop, livestock and harvest and post-harvest handling management. Agro-processing funding will cater to purchase of agro-processing equipment for value addition, construction of warehouses, plants and machinery, and working capital financing.

What are the terms?

Financing will be offered with the following terms:

  • Loan minimum of UGX 100 million with the maximum dependent upon the bank’s limit
  • An interest rate of 12% per annum for borrowing in UGX
  • Loan term of up to 15 years
  • Grace period of up to 3 years

What are the criteria to qualify for financing?

To qualify, a business must operate within the sectors listed above, be registered in Uganda, and be owned by Ugandans. Exceptions may be considered for strategic projects that have a developmental impact on the economy. In addition, collateral and/or an equity contribution by the owner may be required, depending on the specific project and associated risk. Businesses can be either startups with a high potential for development impact or existing businesses seeking expansion. Owners must demonstrate the feasibility of the business and project for which financing is being requested. Businesses should also demonstrate social-economic and viability. Other criteria may apply.

All terms and required documents are available here: https://docs.google.com/forms/d/e/1FAIpQLScver8O_hfPNGrSCKGpFGzbv6np8WFUgfBEY7_apqUvzp3VuQ/viewform.Applications may be downloaded and submitted online, or hard copies may be obtained at UDB’s Head Office at Rwenzori Towers or any post bank branch near you. More documentation or follow-up questions may be asked of you as part of the appraisal process.

Contact Information

Uganda Development Bank (UDB)

Plot 6 Nakasero Road, 1st Floor, Wing B, Rwenzori Towers

P.O BOX 7210, Kampala, Uganda

Telephone: 0414355509/0414355550

Website: www.udbl.co.ug

Email: clientrelations@udbl.co.ug.